The answer would depend on what the van or lorry is classified as under the Schedule of Cost Components. If the vehicle (car, van or lorry) is specifically provided to an employee then, as a cost component, it would come under s1 People. If the vehicle use was such that it aligned with the definition of Equipment, then the cost would be recovered under the approrpiate category in s2 Equipment (determined largely by how it was paid for).
The insurance would form part of the cost under s1.People, although if classed as Equipment it may be a little more complicated as there is a requirement under the Insurance Table for the Contractor to insure for loss of or damage to Equipment.
The insurance would form part of the cost under s1.People, although if classed as Equipment it may be a little more complicated as there is a requirement under the Insurance Table for the Contractor to insure for loss of or damage to Equipment.