No, they can't. The provisions related to payment of insurances are very similar in both the Shorter and normal Schedule of Cost Components (see section 7), but both start with "The following are deducted from cost ..."
There is nothing in either SCC about paying the Contractor extra and core clause 52.1 states "All the Contractor's costs which are not included in the Defined Cost are treated as included in the Fee."
So the Contractor does get extra for insurance, but it is in the Fee, not as an identifiable Defined Cost.
There is nothing in either SCC about paying the Contractor extra and core clause 52.1 states "All the Contractor's costs which are not included in the Defined Cost are treated as included in the Fee."
So the Contractor does get extra for insurance, but it is in the Fee, not as an identifiable Defined Cost.